Pradhan Mantri Awas Yojana may be a Government of India initiative that has been designed to form affordable housing a reality for each strata of the society. Since the start , this scheme has encouraged the development of affordable housing units in every state of India, bringing more choices to first-time homeowners. Pradhan Mantri Awas Yojana in Odisha is not any different, and in its efforts to curb homelessness it's already facilitated the development of over 14.5 lakh houses in rural areas.
However, the mission doesn't end there; the government of Odisha also aims to finish construction of a further 49,142 housing units for urban beneficiaries. the govt understands the rising land prices in prominent areas like Patrapada, Raghunathpur and Kalinga Nagar, which keep the middle-income and low-income earners from buying a home. because of PMAY, the Odisha government wants to assist every city dweller realise their dream of owning a house.
As a homebuyer in Odisha, PMAY involves your aid in some ways . most significantly , you'll enjoy CLSS (Credit Linked Subsidy Scheme) and obtain interest subsidies on your home equity credit supported your income and economic standing. However, so as to qualify for PMAY benefits, you would like to satisfy a group of eligibility terms and know the method via which you'll apply for PMAY.
Know the All Aspect of PMAY Odisha
Eligibility Criteria and Documents Required to avail PMAY in Odisha
In order to profit from this initiative in Odisha, you ought to first qualify for it. Here are the categories you'll qualify for supported your annual income.
EWS segment: Your household income during a year should be below Rs.3 lakh.
LIG segment: Your household income during a year should be within Rs.3 to six lakh.
MIG 1 segment: Your household income during a year should be within Rs.6 to 12 lakh.
MIG 2 segment: Your household income during a year should be within Rs.12 to 18 lakh.
This is the primary step to qualify for PMAY; here are the opposite PMAY eligibility criteria you would like to abide by to become a beneficiary.
You or your family must not have availed financial assistance from the other government housing scheme within the past.
You or your family shouldn't own a pucca house in any a part of India.
As per the terms of the scheme, women and weaker sections of the society are given first preference. This scheme promotes mandatory homeownership for ladies for the LIG/EWS and rural segments. this manner it aims to uplift the status of widows, unmarried women, SC/ST groups and transgender individuals within the society.
Now that you simply know more about the eligibility criteria, here are the documents you would like to possess available .
Salaried individuals
Identity proof: While PAN card is mandatory, you'll also submit Aadhaar card, Voter’s ID, Driver’s licence or Passport.
Address proof: Voter’s ID, Aadhaar card, latest utility bills, land tax receipt or rent agreement on stamp paper are considered as valid address proofs.
Proof of income: The mandatory documents are salary slips, bank statements, and ITR reports.
Property documents: These include copies of the documents of the property, agreement to sell, allotment letter, and therefore the receipts of payments made to the developer.
Miscellaneous documents: Documents concerning current loans and therefore the respective repayment diary .
Self-employed individuals
Identity proof: While PAN card is mandatory, you'll also submit Aadhaar card, Voter’s ID, Driver’s licence or Passport.
Address proof: Voter’s ID, Aadhaar card, latest utility bills, land tax receipt or rent agreement on stamp paper are considered valid.
Address proof for business entity: Trade license certificate, SSI registration certificate or establishment certificate
Proof of income: The mandatory documents are ITR reports, CA-certified record for profits and losses, and account statements of the business entity.
Property documents: These include copies of the documents of the property, agreement to sell, allotment letter and therefore the receipts of payments made to the developer.
Miscellaneous documents: Documents concerning current loans and therefore the respective repayment diary , MOA and partnership deed.
Additional Read: the way to apply for PAN Card Online
Key Features of PM Awas Yojana Odisha
The key features of PMAY Odisha are as follows.
You can avail a maximum interest subsidy of 6.50% amounting to Rs.2.67 lakh under this scheme.
The maximum carpet area that you simply can buy via PMAY as an Economically Weaker Section and Low Income Group beneficiary is 60 sq.mt.
The maximum carpet area that you simply can buy via PMAY as Middle-income Group I and II beneficiaries is 160 and 200 sq.mt. respectively.
Units constructed under PMAY Odisha are equipped with eco-friendly amenities and built using sustainable technologies.
Senior citizen and different-abled beneficiaries are given preference for ground floor houses.
List of Beneficiaries under Prime Minister Mantri Awas Yojana in Odisha
In order to understand whether or not you feature within the Pradhan Mantri Awas Yojana Odisha list 2019, here are the steps you would like to follow.
Visit the official PMAY website at https://pmaymis.gov.in/
Click on the ‘Search Beneficiary’ option.
Enter your Aadhaar number and click on ‘Show’.
A list of details will get generated on subsequent page. If you're enlisted as a beneficiary, your information are going to be featured on the page.
Process to use for Pradhan Mantri Awas Yojana, Odisha
Once you affirm your eligibility for PMAY basis your income group and other terms, you'll apply for PMAY Odisha, using these simple steps.
Log on to the official PMAY website at http://pmaymis.gov.in/
Hover over ‘Citizen Assessment’ and choose ‘Benefit under other 3 components’.
Enter your Aadhaar number and name.
You will then be redirected to a form. Fill it with accurate information.
After filling the shape , check it and scroll right down to rock bottom of the page to enter the captcha code for verification.
Check the box and click on the ‘save’ button to finish your application.
If you fall into the slum dweller category, here is how you'll apply.
Log on to the PMAY website at http://pmaymis.gov.in/
Hover over ‘Citizen Assessment’ and choose ‘For slum dwellers’.
Fill your Aadhaar number and name.
You will then be redirected to a form. Fill it with all the relevant information.
After filling the shape , check it for accuracy and scroll right down to rock bottom of the page to enter the captcha code for verification.
Check the box then click on the ‘save’ button to finish your application.
Now that you simply skills to register yourself for this government offering, you ought to start scouting the marketplace for suitable loans. The key here to select a lender that permits you to avail additional benefits along side CLSS. for instance , the Bajaj Housing Finance Limited home equity credit is a superb fit meet this need because aside from the subsidy you'll also get an ample sanction of up to Rs.3.5 crore for a versatile tenor of up to twenty years.
What’s more, you furthermore may enjoy the complete benefits of a top-up loan and a property dossier. The top-up loan allows you to access funds over and above your existing home equity credit and this will are available handy when making home improvements or meeting emergencies. The property dossier may be a handy feature because it contains all the vital information about the house , making it easy to manage the financial, legal and technical aspects of being a home-owner .
So, cash in of PMAY in Odisha to avail CLSS benefits and acquire cost-effective housing loan financing with a reputed lender of your choice!
However, the mission doesn't end there; the government of Odisha also aims to finish construction of a further 49,142 housing units for urban beneficiaries. the govt understands the rising land prices in prominent areas like Patrapada, Raghunathpur and Kalinga Nagar, which keep the middle-income and low-income earners from buying a home. because of PMAY, the Odisha government wants to assist every city dweller realise their dream of owning a house.
As a homebuyer in Odisha, PMAY involves your aid in some ways . most significantly , you'll enjoy CLSS (Credit Linked Subsidy Scheme) and obtain interest subsidies on your home equity credit supported your income and economic standing. However, so as to qualify for PMAY benefits, you would like to satisfy a group of eligibility terms and know the method via which you'll apply for PMAY.
Know the All Aspect of PMAY Odisha
Eligibility Criteria and Documents Required to avail PMAY in Odisha
In order to profit from this initiative in Odisha, you ought to first qualify for it. Here are the categories you'll qualify for supported your annual income.
EWS segment: Your household income during a year should be below Rs.3 lakh.
LIG segment: Your household income during a year should be within Rs.3 to six lakh.
MIG 1 segment: Your household income during a year should be within Rs.6 to 12 lakh.
MIG 2 segment: Your household income during a year should be within Rs.12 to 18 lakh.
This is the primary step to qualify for PMAY; here are the opposite PMAY eligibility criteria you would like to abide by to become a beneficiary.
You or your family must not have availed financial assistance from the other government housing scheme within the past.
You or your family shouldn't own a pucca house in any a part of India.
As per the terms of the scheme, women and weaker sections of the society are given first preference. This scheme promotes mandatory homeownership for ladies for the LIG/EWS and rural segments. this manner it aims to uplift the status of widows, unmarried women, SC/ST groups and transgender individuals within the society.
Now that you simply know more about the eligibility criteria, here are the documents you would like to possess available .
Salaried individuals
Identity proof: While PAN card is mandatory, you'll also submit Aadhaar card, Voter’s ID, Driver’s licence or Passport.
Address proof: Voter’s ID, Aadhaar card, latest utility bills, land tax receipt or rent agreement on stamp paper are considered as valid address proofs.
Proof of income: The mandatory documents are salary slips, bank statements, and ITR reports.
Property documents: These include copies of the documents of the property, agreement to sell, allotment letter, and therefore the receipts of payments made to the developer.
Miscellaneous documents: Documents concerning current loans and therefore the respective repayment diary .
Self-employed individuals
Identity proof: While PAN card is mandatory, you'll also submit Aadhaar card, Voter’s ID, Driver’s licence or Passport.
Address proof: Voter’s ID, Aadhaar card, latest utility bills, land tax receipt or rent agreement on stamp paper are considered valid.
Address proof for business entity: Trade license certificate, SSI registration certificate or establishment certificate
Proof of income: The mandatory documents are ITR reports, CA-certified record for profits and losses, and account statements of the business entity.
Property documents: These include copies of the documents of the property, agreement to sell, allotment letter and therefore the receipts of payments made to the developer.
Miscellaneous documents: Documents concerning current loans and therefore the respective repayment diary , MOA and partnership deed.
Additional Read: the way to apply for PAN Card Online
Key Features of PM Awas Yojana Odisha
The key features of PMAY Odisha are as follows.
You can avail a maximum interest subsidy of 6.50% amounting to Rs.2.67 lakh under this scheme.
The maximum carpet area that you simply can buy via PMAY as an Economically Weaker Section and Low Income Group beneficiary is 60 sq.mt.
The maximum carpet area that you simply can buy via PMAY as Middle-income Group I and II beneficiaries is 160 and 200 sq.mt. respectively.
Units constructed under PMAY Odisha are equipped with eco-friendly amenities and built using sustainable technologies.
Senior citizen and different-abled beneficiaries are given preference for ground floor houses.
List of Beneficiaries under Prime Minister Mantri Awas Yojana in Odisha
In order to understand whether or not you feature within the Pradhan Mantri Awas Yojana Odisha list 2019, here are the steps you would like to follow.
Visit the official PMAY website at https://pmaymis.gov.in/
Click on the ‘Search Beneficiary’ option.
Enter your Aadhaar number and click on ‘Show’.
A list of details will get generated on subsequent page. If you're enlisted as a beneficiary, your information are going to be featured on the page.
Process to use for Pradhan Mantri Awas Yojana, Odisha
Once you affirm your eligibility for PMAY basis your income group and other terms, you'll apply for PMAY Odisha, using these simple steps.
Log on to the official PMAY website at http://pmaymis.gov.in/
Hover over ‘Citizen Assessment’ and choose ‘Benefit under other 3 components’.
Enter your Aadhaar number and name.
You will then be redirected to a form. Fill it with accurate information.
After filling the shape , check it and scroll right down to rock bottom of the page to enter the captcha code for verification.
Check the box and click on the ‘save’ button to finish your application.
If you fall into the slum dweller category, here is how you'll apply.
Log on to the PMAY website at http://pmaymis.gov.in/
Hover over ‘Citizen Assessment’ and choose ‘For slum dwellers’.
Fill your Aadhaar number and name.
You will then be redirected to a form. Fill it with all the relevant information.
After filling the shape , check it for accuracy and scroll right down to rock bottom of the page to enter the captcha code for verification.
Check the box then click on the ‘save’ button to finish your application.
Now that you simply skills to register yourself for this government offering, you ought to start scouting the marketplace for suitable loans. The key here to select a lender that permits you to avail additional benefits along side CLSS. for instance , the Bajaj Housing Finance Limited home equity credit is a superb fit meet this need because aside from the subsidy you'll also get an ample sanction of up to Rs.3.5 crore for a versatile tenor of up to twenty years.
What’s more, you furthermore may enjoy the complete benefits of a top-up loan and a property dossier. The top-up loan allows you to access funds over and above your existing home equity credit and this will are available handy when making home improvements or meeting emergencies. The property dossier may be a handy feature because it contains all the vital information about the house , making it easy to manage the financial, legal and technical aspects of being a home-owner .
So, cash in of PMAY in Odisha to avail CLSS benefits and acquire cost-effective housing loan financing with a reputed lender of your choice!
